Home Remodeling with Contractors

When do you think you own your house?

When you  sign the contract? Not really.

You only feel like home when you make it look like it is yours. Decoration, wallpapers, bookshelves, plants and other items are necessary to have at home. No need to mention that home improvement is not only about design and cosmetic.

It also means fixing some deteriorating walls or roofs or some outdated electrical systems. Therefore, here are some tips and tricks about how to make your home a better place.

Now, let us see how you can improve your house. Before decorating and letting your imagination get wild, you have to fix any problems that you may have in your house. Take a weekend or a few days to repair everything. You may have to bring an electrician or a plumber to help you.

When hiring a contractor be certain to verify if they have proper contractor bonding in place. The California CSLB for example, requires all licensed contractors to hold a $15,000 license bond.

We recommend the following bond websites if you are interested in doing some additional research on bonds.

If you have a designer in your family or friends, that is good news! Maybe they can come, check your home, and give you some tips on how to make it look better.If not, a designer in the USA normally gets 100 dollars maximum for an hour of work.

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You can let an imagination of yours go wild and do your designing. Choose the colors you like to paint the walls, choose the fabric you prefer to use for the curtains or the living room. You can also check some home decoration website to get inspiration.

Do you have an old wooden table that sits in the garage waiting for her hour? It is time to paint it aquamarine and put it in your garden!

It is very fun to do, and you can let the artist in you shine.

Do not let an space you have in your living room like that. Instead, make it lively and welcoming by putting plants of different sizes and colors. If you do not like them or if you are afraid, you will not be around enough to water them, ask either a friend or your roommate to do so. Another alternative is to buy plastic plants.

Use lights to make your house more welcoming. Buy lamps for your living rooms and put them in the corners or on the tables. For your bedroom, you can be more original and use twinkle lights around your window or mirror. Do not be afraid to use colorful lights.

If you do not have the right furniture, you can simply modify it. Use the shelves of an old bookshelf and hung them on your balcony. Put some flowerpots on them, and you have a small jar din. Add an old chair, and a table and you have a nice space to take your breakfast in the mornings.

Add your personal touch by making some items or decorations yourself. You can just go on YouTube and watch some DIY videos. Follow the steps, and I guarantee you will do wonders. Some of them are so easy yet give wonderful results.

In conclusion, improving your house is not an easy thing to do. It is always going to be fun, and you will be proud of the results.

Are Contractor Performance Bonds Really Necessary?

When it comes to construction projects, it tends to be the norm that certain bonds are required by law to be put into place. One of the bonds this typically pertains to is the performance bond. Because these regulations have existed for many years, people do not often think about why they were instituted in the first place. When a contractor is unable to obtain and produce the necessary bonds, it isn’t uncommon for the contractor to call into question whether the laws are unfair. So why were these laws enacted, what purpose does the performance bond serve, and is it really necessary?

Are Contractor Performance Bonds Really Necessary

What is a Performance Bond?

The purpose of a performance bond is to ensure financial and legal protection for the individuals involved in a construction project. The bond is essentially an agreement secured by the contractor as a way of guaranteeing to the owner of the project that the work will be completed according to what was negotiated in the contract. In short, the bond holds the contractor accountable for performing the work fully and properly. Should the contractor fail to complete the project, the surety agency will step in to ensure that the work is fulfilled and that the project owner is not left with an unfinished project at the hands of an unreliable contractor. Sometimes the surety agency will even serve as an intermediary throughout the process to ensure that the work is being completed on track in accordance with the contract, which provides the owner with additional confidence.  Here is some more information on performance bonds.

Is a Performance Bond Really Necessary?

In short, yes. There are laws in place at the federal, state, and even local levels to ensure that performance bonds (in addition to payment and bid bonds) are being utilized for public projects. These laws benefit taxpayers by holding contractors accountable and thus ensuring that taxpayer money isn’t being wasted on endless construction projects that don’t get completed on time, or at all, due to contractor unreliability. Even construction projects involving private property will often take advantage of the protection and security afforded by performance bonds. In addition, some money lenders have even come to require them.

In the end, it is truly in the best interest of the project owner to make use of performance, payment, and bid bonds as part of their construction projects. The primary purpose of the performance bond is to protect the project owner from unfinished projects and contractor failure, and in the end, this is what makes it possible for both public and private project owners to employ the lowest responsive bidder to complete the project, while being able to trust that the work will be completed as agreed upon.

The Cost of a Contractor Bond in California

WHAT IS A CONTRACTOR BOND?

California State Laws require that all licensed contractors should maintain a $15,000 license bond with the Contractors State License Board (CSLB) as a condition for maintaining an active license, or post cash in replacement of this bond. The CSLB requires some contractors to post disciplinary bonds, on a case-by-case basis, before commencing construction work in California.

The Cost of a Contractor Bond in California

This bond serves as protection for consumers who have been financially harmed as a result of a contractor’s work, or a contractor’s employees who may be owed unpaid wages. For example, if you hire a contractor to construct a swimming pool for your house and something goes wrong, the bond will serve as payment for damages, accordingly. This bond amount of $15,000 is increased by the state on a periodical basis. It increased from $12,500 as a result of a Senate legislation effective January 1, 2016.

CREDIT SCORE RATING

California Contractor Bonds are most of the time based on credit and other factors such as license history. HCC surety currently offers a bond that will not take credit into account for the first year if the contractor meets certain criteria.

In order to qualify, the new contractor must not have been associated with another license in the past, and must not have a different classification. Depending on one’s credit, the current cost of a license bond generally varies from around $100 per year with good credit and license history, to well over $1300 per year for those with poor credit or other factors such as a license complaint, bankruptcy, and prior bond claim. Contractors can post $15,000 cash with the state in lieu of a license bond.

DISCIPLINARY BOND

If a license has been revoked for a violation of the Contractors’ License Law, the company must file a disciplinary bond with the Registrar in order to reinstate or reissue the license (Business and Professions Code Section 7071.8).

In order to apply for this bond, the contractor must specify the reason of their application. The amount of this bond varies according to credit score.

QUALIFYING INDIVIDUAL BOND

The Qualifying Individual Bond or QIB ensures that payors comply with Division 3, Chapter 9 of the Business and Professions Code. This usually costs $12,500 annually and payments vary according to credit score.

FARM LABOR CONTRACTOR BOND

By posting this bond, contractors agree to comply with Labor Code provisions. If the contractor fails to do so, damages suffered must be paid in full amount. The Farm Labor Contractor Bond is worth around $25,000 a year.